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Ron Merrell has over 40 years experience with more than 8 of those years at CCS (PaySys/FDR)/TranSys. He held various jobs within the CCS organization including being in charge of both the CardPac and Vision21 product lines at different times. Ron wrote most of the assembler sub-routines for all the CCS applications and was responsible for the design and implementation of a major part of the Trams system. Ron is an expert in CICS, Cobol II, and PC development with the CA Realia and MicroFocus products. During the three years he was in charge of the technical design and implementation of Trams, he had significant exposure to the most current development methodologies, attending classes and utilizing such tools as KnowledgeWare during Joint Application Development (JAD) sessions. Ron has recently been involved with writing parsing and compressing routines (Cobol II) for the Visa ISO message formats, as well as several conversions to the PaySys Vision21 AR System.

Bill Torrey - Bill has over 40 years of experience in the financial arena with the majority of his experience with banking and credit card applications. He started his career with several banks in the New York City area before moving to Florida in 1980 to take a position as Senior Vice President of Deposit Systems with Kirschman Corporation . He was with PaySys International for 2 ½ years as R&D manager and spent over 10 years running his own software consulting company. In addition to Bill’s strong general and project management skills he is also a strong mainframe technician and installed and maintains our PC LAN network here at Softech. Bill is also very strong in many PC development "tools". He has developed PC applications that interface with the mainframe via export functions utilizing Microsoft Access and Access Basic. Bill was also heavily involved in the Y2K arena, heading up two major Y2K analysis and code remediation projects.

Bill was born and grew up in Queens, New York City, New York. After serving two years in the Army (68-70), Bill attended Hofstra University where he graduated with honors with a Bachelor of Science Degree in Computer Science. He is married to Kathy (nee Mahoney) and they have two grown children. Bill Jr. graduated from West Point in 1999, was in the Military Police before joining the Special Forces (Green Berets), and after many tours he is now serving as a Major at the Pentagon in Washington, DC. He is married to Bethany Loach and they have two beautiful children - Claire and Emily. Mike graduated with honors with a Bachelor of Science degree in Computer Science from The Catholic University of America and attended Georgia Institute of Technology where he graduated with a Masters Degree in Information Security and is currently living and working in Northern Virginia. He is married to Kara Ubelhart and they also have two beautiful children, Katlyn and Madelyn.  Kathy was a first grade teacher and a National Board Certified Teacher. Kathy and Bill moved to Florida in 1980 and currently reside in Haymarket, Virginia. Bill is an avid golfer and tennis player.